Life off the grid in the SW Texas desert. An experiment in sustainable living. NUMBERS AT THE END OF EACH BLOG POST: temp at 8PM,high temp,low temp,rainfall,wind conditions(CalmBreezyWindyGusty). Live streaming video at http://ustre.am/TM8N
Tuesday, June 30, 2015
"out of network"
Seems my little boo boo has accumulated a little over $15,000 in "out of network" bills. That is a clever insurance term for "we don't cover this even though you doctor ordered it". Over 2/3rds of it was for my emergency surgery - like I had any choice in the matter with a bone sticking out of my leg and doped up on morphine. I am already out of pocket for about 9 grand. I have always paid for my own health insurance and have better coverage than most will choose from the exchanges. If you think Obamacare means a free ride - go break you leg like I did and you will see that subsidized health insurance does not equal affordable healthcare. Next steps: 1. Resubmit the charges to my insurance company. 2. File a claim for mediation with the Texas Department of Insurance. 3. Click on this email I got today. 83,91,71,0,B